Thread: Problems with my house and the bank

Originally Posted by SLance68

Hire an attorney and sue the ex & her DH for 1/2 of all the mortgage payments, insurance, taxes and other expenses to keep the home running for as long as they have been divorced. Bet she signs off that property really quick.

Well not necessarily so. When i moved back into MY home when my EX & I separated I was told to save all of the bills for the house. I did that but when it came time to sign the funal divorce papers I ended up eating all of those bills since I had the "pleasure" of living in the house. I kept my home as part of the divorce settlement. If I had agreed to split the house with my EX & sell it then he would have had to pay 1/2 of those expenses.

I honestly have no clue why your hubby's EX would want to remain on the deed. Doesn't she realize that if someone got hurt in your home that she would be just as liable for damages the same as you 7 your hubby would be.

i woudl eat ramen noodles for 2 years & hire an attorney & get her & her hubby off of my deed ASAP.

i don't understand something... if you were refinancing on the house and MIL co-signed for you.. why didn't you take her name off then....at that point it should have been paying off the old loan and taking on a new one. she shouldn't have had to "allow" you to do anything. it was just like paying it off and reselling it so at that time the deed should have been able to be changed to you and your DH's name. I'm confused. I'm sure i'm missing something. but there is no way i'd live in a house that belonged to someone else. Hell when i got divorced my ex kept trying to bring his new woman over and i'd tell him to keep her ass in the car. he'd tell me he didn't have to since his name was on the house too. so right in front of him, I called the attorney and told him "the house goes back too". and when i got my own place.... she NEVER got out of the car. no one will have that much control over me.

My EX is still on my mortgage but he is not on my deed any longer.

In Illinois you can contact the Illinois Bar Assoc and they have a list of lawyers who work pro bono (sp?) or for a reduced flat fee, I have refered several people to them and some have gotten some help.
Maybe there is something like that in KY that you could check into.
Good Luck

A Quit Claim deed should have been filed when you refinanced. Since they aren't on the mortgage, you can still have them file a quit claim, as long as they agree to it. I would get a copy of his decree and see if there are any provisions in it concerning the house. Honestly, I dont see how they can be on the deed if they aren't on the mortgage, What does the mortgage company think of this?