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No insurance? Don't DRIVE!
We were hit by a woman driving through the parking lot at Lowes. Not down the lanes, like normal people, through the lot. Going pretty darn fast, too. Anyway, she plows into us, has the nerve to give us a look like, why did you do that??? And then got really nervous when my husband called the police.
Turns out, she has no insurance, her registration has lapsed, and she doesn't have two nickels to rub together. All the police did was site her for no insurance. Since it was private property, he said he didn't even have to do that.
We got a letter from our insurance company, they've turned her over to a collection agency. Fat chance we'll ever see our deductable on this one.
Bottom line, if you drive like a crazy person, have insurance. If you don't have insurance, don't drive.
Thank you, drive thru...
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08-17-2008 11:33 AM
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Thats what happened to my sister. They bought their first new car and didn't have it a few months when a woman ran into it and totalled it. She didn't have any insurance.
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that's why I live in Michigan -- the no fault state... each person's insurance takes care of their own.
2 days from now, tomorrow will be yesterday.
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The worst part is her car had very little damage. A 1985 Ford Escort, built like a dang tank. Her front passenger side light had a slight crack. Our Accord was in the shop for a week.
I'd really like to see the old biddy walking along the highway, picking up cans, to make restitution. In a perfect world...
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Originally Posted by
atprm
that's why I live in Michigan -- the no fault state... each person's insurance takes care of their own.
Florida is a no fault state also but if the other party gets ticketed then your insurance company can go after their insurance to be reimbursed for the claim. Which is what the OP's insurance company did by sending it to collections against the other party.
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I think if you get caught one time driving without insurance your license should be suspended for a year. No exceptions. Get caught a second time and lose it forever. I've had enough of paying extra to makeup for the deadbeats that choose not to follow the rules. If you can't afford insurance move to the city and take the bus.
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Well, I am not a dead beat and at this time I do not have insurance. That is one of the things that lapsed due to financial woes. Of course, as soon as I get the money, it is getting put back on the vehicles. My biggest worry isn't that I will hit someone, but that someone without insurance will hit me. As for taking public transportation, I do live in the city and no way will I take the bus. I work 25 miles away and it would take me a couple of hours to get to work and home again. Plus, I am always having to transport for equipment for work...kind of hard to do on a bus. I basically drive to work and home and to the corner grocery.
I don't believe it is fair to call those without insurance dead beats. That is a rude assumption that everyone without insurance would not be willing to take responsibility in case of an accident or that they do not have insurance because they are irresponsible.
It is the Right of the People to Alter or Abolish Government
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Depending on the state you live in, if she doesnt pay for your accident, she could have her DL revoked, especially since she was sited for no insurance.
Originally Posted by
freeplease
The worst part is her car had very little damage. A 1985 Ford Escort, built like a dang tank. Her front passenger side light had a slight crack. Our Accord was in the shop for a week.
I'd really like to see the old biddy walking along the highway, picking up cans, to make restitution. In a perfect world...
(((
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My van has been parked since last Dec, and just now canceling the insurance on it, it has 3 flats and no battery, can't afford to drive it, been driving my aunts car who lives next door, who has full coverage. Would sell the van if I could get the tires fixed and find the title, but these crazy drivers around here I would be afraid to drive without insurance, and especially me when sometimes I don't even know where I am going or what I am doing.
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that really sucks, people drive like maniacs around here and I'm always worried that one of them w/o insurance will hit me and I'll be left footing the bill and then my insurance rates will rise b/c they cannot properly drive. If the day came where my car didn't have insurance that would be the day my car is parked until it was covered... I just couldn't take that chance.
If you don't want dumb answers, don't ask dumb questions
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Sorry that happened to you. It's illegal around here to drive an uninsured vehicle so that woman would be getting more than a citation if she lived in this state.
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