So the $100 Virtual Prepaid Mastercard is 880 points cheaper than the $100 Paypal card. I've never even looked at it before cause I always got Paypal or Walmart (which is 800 points more expensive than the Mastercard). Anyone ever use the Mastercard? It states. "Card valid for up to 6 months; funds do not expire and may be available after the expiration date, fees may apply. Terms and conditions apply." How can the funds not expire if the card is only valid for 6 months? Not sure what that means. And what kind of fees are there?