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Paypal question
I'm sure I could find the answer to this, but I'm tiring of reading their website.
I'm sure an ebay Seller or someone will know the answer.
If you sell something for say $150 (all legitimate on your part),
the buyer receives the item (you have proof of delivery),
the buyer disputes somehow; either by item not working or not received it.
Does Paypal have the right to take (withdraw) funds from your checking account without your permission?
I personally don't like having that much in the paypal account due to hacking and fraud (I try to leave $50 or less in my acct at any one point and the rest is in checking used only for paypal)
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10-20-2011 10:29 AM
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I have heard they can do this
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Is your checking account your back up account with PP???
Let my haters be my motivators!
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If you have proof of delivery, then tell paypal that. And if the item was broken, then buyer should send it back at their expense. When I sell something I always put something like.... buyer has 7 days to return item at your expense for full refund, less the shipping and handling.
I do remember once though, a long time ago, I bought something, and I never recieved it, and the seller was no where to be found, I put in a complaint to paypal requesting my money back, it took so many days for the dispute, the seller never responded, and I did get my money back.
I do believe paypal has to contact you and let you know the situation and get your reponse before they did take money out of your account, they give you a chance to repsond and settle the situation first.
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If the buyer goes through paypal, and request/wants his money back, then you will be hearing from paypal. That means that the other person has opened up a case through paypal about the situation.
That's the way I remember it working anyway.
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thanks for your response..
the item should be delivered today. i just want to make sure.
I sold the item on craigslist; I made sure the guy paypal verified and I shipped to a confirmed address first.
I just want to be prepared for a scam to happen. Don't just want paypal going into my checking account and taking my money. (Maybe I'll transfer money from that acct)
Not saying this because I scammed someone; everything was legit on my part.
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oh.... didn't know you were talking about craigslist, I was talking about ebay
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