Thread: SSI question

Im almost certain it will cause if not mistaken it goes by income coming into the home.Im not 100% tho.
How your earnings affect your SSI payments
The amount of your SSI payments is based on how much other income you have. When your other income goes up, your SSI payments usually go down. So when you earn more than the SSI limit, your payments will stop for those months. But, your payments will automatically start again for any month your income drops to less than the SSI limits. Just tell us if your earnings are reduced, or if you stop working.

If your only income besides SSI is the money you make from your job, then we do not count the first $85 of your monthly earnings. We deduct from your SSI payments 50 cents of every dollar you earn after the $85 deduction.

Example: You work and earn $1,000 in December. You receive no other income besides your *earnings and your SSI. We would deduct $457.50 from your SSI *payment for December.

$1,000
-$85
$915 divided by 2 = $457.50

You may be eligible for a “plan to achieve self-support” which allows you to use money and resources for a specific work goal. These funds do not count when we figure out how your current income and resources affect your benefit amount.

How is "earned income" defined for Supplemental Security Income (SSI) purposes?

Answer
Earned income is:

Wages from a job, whether in cash or another form.
Net earnings from a business, if a person is self-employed.
Payments for services performed in a sheltered workshop or work activities center.
Royalties earned in connection with publication of the individual's work or honoraria received for services rendered.


What is a "resource" in the SSI program?

Answer
Resources are the things you own such as cash, real estate, personal belongings, bank accounts, stocks and bonds that you can use for your support.

To be eligible for SSI a person must have $2,000 or less in countable resources. A married couple must have $3,000 or less in countable resources. If you own resources over the SSI limit, you may be able to get SSI benefits while trying to sell the resources.

Not all of your resources count toward the SSI resource limit. For example:

the home you live in and the land it's on do not count.
your personal effects and household goods do not count.
life insurance policies may not count, depending on their value.
your car usually does not count.
burial plots for you and members of your immediate family do not count.
up to $1,500 in burial funds for you and up to $1,500 in burial funds for your spouse may not count.
if you are blind or have a disability, some items may not count if you plan to use them to work or earn extra income.

hope this helps a bit.

yes I understand but im pretty sure its still considered income since they are married.and whats hers is his since they are married to one another.someone will correct me if Im wrong.if shes not sure why doesnt she call the ss admin and ask them.she doesnt have to give her name but she can call them and ask.

This is from socialsecurity.gov:

The SSI program provides monthly income to people who are age 65 or older, or are blind or disabled, and have limited income and financial resources. Effective January 2006 the SSI payment for an eligible individual is $603 per month and $904 per month for an eligible couple. If you are married, and only one person is eligible, a portion of your spouse's income may be counted. In addition, your financial resources (savings and assets you own) cannot exceed $2,000 ($3,000 if married). You can be eligible for SSI even if you have never worked in employment covered under Social Security.

Your spouses income IS counted....My husbands income is counted against my SSI as we are married AND it goes by your total household income from all sources that will determine your monthly disability amount. The more that is made the more your benifits of your SSI check will go down.

SSI and disability are two different things. SSI is supplemental security income. It is what a person gets from the government when they don't have much income, to help them each month. This depends entirely on the income of thier household. I do not qualify for ssi.

However, I have been drawing disability for several years, & was told it has nothing to do with my dh's income. It is drawn on the credits that I have earned thru my years of working. Since I have a neurogical disorder, (people really bi**h & moan about it too, because they see a perfectly healthy individual), I was told that I would be getting it the rest of my life, until my regular social security kicks in when I am 65.

I get it(disability) for a severe heart condition and other things .and yes they do count income.the more ya have coming in the more they take out or if you were able to work part time they take out something like $1 for every $2 earned.and disability isnt just based on credits where you have worked.cause I have never worked long enough to put credits in.also they do reviews and stuff every so many years to see if youre still eligible.so if you dont pass a review kiss your disability goodbye.and disablility is SUPPOSE to be $603 a month.but in some cases and or states its more.I know a guy 47 who gets like $800+ a month disability and a friend in CT who gets $900+ a month and that is for DISABILITY.its supposed to be a government thing but yet its a different amount depemding on the state/persons qualifications.No one I know gets the same amount that are single.I guess it depends on where you live what counts or not.should be the same amount/qualifications for all states but its not.who knows

All I know is that I live in North Carolina, & it works the way I stated there. My dh's income is not counted at all in my disability.

I got my ssi and when I got married my ssi stopped. It goes by how much money is coming into your home. My husband made too much money for me to draw anymore.