whatever
05-01-2007, 09:50 AM
Okay so we were out to supper with my in laws, my mom and her husband and some friends of theirs. And Gary, their friend, who is very opinionated,
made some comment about cc's charging alot of interest or something. We were talking about campers because my inlaws just bought a new one. Well it was a 2003 that had never been sold. (which i thought was wierd, wouldnt you try to push that camper if you have had it for 4 yrs, okay i'm getting off topic)
anyway gary made some comment about $13,000 charge.ANd i said why would you borrow that much on a cc instead of a bank?:eek: And he scooted around the question. He kept putting down cc's and the company's.
And i said they all pay me to have them. Which he said there is no way a cc pays you to have them. I said if you pay off your bill ever month and you get 5% for purchases they are. I have 2 mastercards. ONE pays 5% on gas,grocery and pharmacies. and 1% on everything else in reward pts.
The other mc pays 2% in gas, groc. and pharm. and 1% everything in cash back. so i use the first one for gas, groc. and pharm. And the other one for everything else cause i would rather have cash back. I also have a menards card and you get 2% cash back which is really a check to use in their store. Plus every month they send you coupons and its usually has free stuff;)
I never pay a finance charge!! I pay them off every month. so there they do pay me to have them. I earn an average of 300 - 500 a year depending on what we buy a year. does anyone else have this story;)
Lets hear them and thanks for listening to me rant. Its just burns me when people says its the cc companys fault they are in debt. They did not spend the money!
made some comment about cc's charging alot of interest or something. We were talking about campers because my inlaws just bought a new one. Well it was a 2003 that had never been sold. (which i thought was wierd, wouldnt you try to push that camper if you have had it for 4 yrs, okay i'm getting off topic)
anyway gary made some comment about $13,000 charge.ANd i said why would you borrow that much on a cc instead of a bank?:eek: And he scooted around the question. He kept putting down cc's and the company's.
And i said they all pay me to have them. Which he said there is no way a cc pays you to have them. I said if you pay off your bill ever month and you get 5% for purchases they are. I have 2 mastercards. ONE pays 5% on gas,grocery and pharmacies. and 1% on everything else in reward pts.
The other mc pays 2% in gas, groc. and pharm. and 1% everything in cash back. so i use the first one for gas, groc. and pharm. And the other one for everything else cause i would rather have cash back. I also have a menards card and you get 2% cash back which is really a check to use in their store. Plus every month they send you coupons and its usually has free stuff;)
I never pay a finance charge!! I pay them off every month. so there they do pay me to have them. I earn an average of 300 - 500 a year depending on what we buy a year. does anyone else have this story;)
Lets hear them and thanks for listening to me rant. Its just burns me when people says its the cc companys fault they are in debt. They did not spend the money!