DH with grand delusions(LONG)

[peaceluver]

First let me say I love my DH very much but.... lol you know there is always a but. He thinks we are rich. He spends money that we dont even have yet. Here is the deal, we have been told that there is going to be an offer made on our house from the city. I am like, well I like my house and where I live but ok if we can pay off our house and everything and start over, why not. We have a place to move where we are half owners of the property and can easily buy the other partner out. I want to just add on to that place and then save up our money for a few years. Then we can build a new house. DH on the other hand wants to start building a new house right away. He wants to start with building a basement and thinks we can live there until the rest of the house is finished. There is no way I am living in a basement for the next 10 years. I told my DH that we need to talk about this before we go any futher and he thinks we dont need to talk, his way is right. I dont know what to do now. I am not getting out of debt to turn around and step right back into it. I also do not want to start building a new house that is going to take the next 10 years to finish. I just wonder if I am wrong in my thinking. Thanks for reading if you made it to the end.

[ezmoney163]

Nope!!! Stick to your guns!!! Good luck!!!

[Dolly<3]

First of all, that wasn't long! lol :D

I think it makes sense to wait until they actually buy the house. They can change their minds just like that and then y'all would be living in a basement and still have a house payment for where you live now.

[AngelGrim]

I would tell him that you are half in the marriage and your half counts just as much as his and that you need to both talk and discuss it or forget it. Just something to open his eyes, hope you guys get it figured out. Good luck

[ang in NC]

I don't blame you!

[babymaniac]

You are not wrong in your thinking. Hope he comes around in his.:)

[MrsManxieCat]

You are right in every way and deserve your 2 scents! My hubby was and "at times" is still like that his way is always right deal! We learned the hard way though with his I am always right attitude! Just keep pushing your opinions and do what you feel is right to get your point across! I hope it all works out for you ((((Hugs))))

[momfromTN]

Would he insist his own mother live in a basement? If not, why should you?

[krisharry]

I wouldn't do it. It may even be against the law, the house you build would probably have to be inspected before you can live in it, I don't thnk just a basement would be up to code but that probably depends on where you live. Good luck.

[schsa]

Call your bank and ask for an appointment with a financial planner. You talk to the planner before the appointment and explain the situation with your husband and living in the basement.

When you show up at the appointment, let the planner lead your husband in your direction. Be sure that the planner is male. It's amazing how talking man to man, you will get what you want and won't end up living in the basement.

[Kelsey1224]

Originally posted by schsa
Call your bank and ask for an appointment with a financial planner. You talk to the planner before the appointment and explain the situation with your husband and living in the basement.

When you show up at the appointment, let the planner lead your husband in your direction. Be sure that the planner is male. It's amazing how talking man to man, you will get what you want and won't end up living in the basement.

As always...a voice of reason.

Also...I would personally refuse to sign anything involved in this process. I would think that anything step of this nature would require both of your signatures.