A couple years ago I attend a Credit Counseling Class and so weird how I just ran into all my material just YESTERDAY when I was cleaning and than stumbled upon your post. SO, here is some web addresses for you and by they will help and maybe not but sure worth a try. Good luck!
www.myfico.com Fair Isaac and Co. (FISCO)
www.ftc.gov Federal Trade Commission
Phone: 877-382-4357
www.transunion.com TransUnion
www.equifax.com Equifax
www.experian.com Experian
www.annualcreditreport.com This is a web site to obtain
a copy of your credit report
www.consumerdebit.com ChexSystems Phone: 1-800-513-7125
www.creditboards.com This web site offers sample letters to
collection agencies and other advice to
help consumers get items removed from
their credit files. = ) kul huh!
Also found a good article on WSJ.com from November 19, 2005 labeled How to Boost Your Credit Score: Increasingly, Employers, Others Check Your Ranking; Do You Really Need That Score Card? by Christopher Conkey page 1 ..... incredible store on how to boost your credit standing quickly w/o dumping your credit cards, etc., etc. Also another article from WSJ dated January 3, 2006 ..."A New Threat To Your Credit Rating" by Jane Spencer
www.SFGate.com This article is called "Withhold info can prove
costly" by Kenneth Hamey, Sunday, January 2,
2005
MSNmoney.com Look for an article on "The basics - Now bounced checks
can trash your credit by Liz Pulliam Weston. Liz also has
an entire "bookshelf" of information on debt load, etc.
that you may be interested in.
But to sum up, I took this class in Peoria, IL offered to me by Family Credi Counseling Service and here is there information. They are WONDERFUL people and could REALLY help you and would be happy to.
www.familycredit.org or
www.localmoneyhelp.org or 1-800-919-7985
I honestly hope I have helped you and provided you with at least ONE things that is free to you. Good luck w/ finding your house and selling what you have.
Kindest Regards,
Gwen Hilst-Russell
Small Town, IL
annualcreditreport.com is free once a year. All the other sites just trying to get money.
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