Originally Posted by Char

TY ! Trust me, in the early days, there were hard times ! One year, we had a huge yard sale, and made around $400 in two days...lol, just the extra we needed to pay the bills in August.

As for our house, we had a good fixed rate for 1988 (6.9%), had a decent down payment, so, the payment never changed. Back in 2001, I refinanced the house, got almost 2% less on the interest (5¼%), got an extra $14,000 and bought a new car... and ended up with the same house payment ! (well, it was like $2.00 more a month) By doing that, the money we got for the car was at the 5¼ rate ! It's all good...