Quote:
Originally Posted by freeby4me
Wow big congrats on keeping the house that long! Its especially hard when you pay for that stuff on your own, many people dont save for it and then get totally screwed when its due.
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TY ! Trust me, in the early days, there were hard times ! One year, we had a huge yard sale, and made around $400 in two days...lol, just the extra we needed to pay the bills in August.
As for our house, we had a good fixed rate for 1988 (6.9%), had a decent down payment, so, the payment never changed. Back in 2001, I refinanced the house, got almost 2% less on the interest (5¼%), got an extra $14,000 and bought a new car... and ended up with the same house payment ! (well, it was like $2.00 more a month) By doing that, the money we got for the car was at the 5¼ rate ! It's all good...