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Hello,I'm new I just read your post. Sorry to hear about it. I went threw this about 5 years ago. The bank also told me there was nothing they could do at this point. (Blah to them)! I contacted a lawyer got an appointment with in two days, and told her my story, She (laywer)called the bank personaly while I was still there.Got the loan officer to add the late fees and the banks attonery fees to the end of my mortgage payoff. Well now 4 years later I sold my house and paid the bank of in full. I know times are tough but you will get threw this. Good Luck.
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I may not always be right.. but, I'm never wrong.
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